Whether you've moved abroad or simply changed jobs, your retirement savings deserve active management — not dormant neglect. We help expats consolidate and roll over 401(k) plans into a professionally managed IRA, with full cross-border tax awareness.
Get Started — Free ConsultationLeaving a 401(k) with a former employer might feel like the path of least resistance. But inaction has real costs.
Many employer plans charge administrative and fund management fees that quietly eat into your returns year after year, especially once you are no longer an active employee.
Employer plans typically restrict you to a narrow menu of funds. Rolling over to an IRA opens up a far broader range of investment options tailored to your goals and risk profile.
If you have moved outside the US, your 401(k) may create reporting obligations and tax exposure in your new country of residence. Proactive planning can prevent costly surprises.
We guide you through the entire 401(k) rollover process, from initial review to IRA setup and ongoing portfolio management. Our team understands the cross-border implications for US expats and ensures your retirement savings are structured efficiently across jurisdictions.
We analyse your existing 401(k) holdings, fee structure, and tax position to determine whether a rollover is right for you.
We handle the paperwork and coordinate directly with your plan custodian to ensure a smooth, tax-efficient direct rollover into a new IRA.
Your IRA is actively managed with a diversified portfolio tailored to your goals, time horizon, and cross-border obligations.
Xpertly Wealth is led by Ed Teasdale, a Chartered MCSI financial adviser with deep experience in cross-border retirement planning for US expats. We are regulated, independent, and focused exclusively on internationally mobile professionals. Your adviser understands the nuances of IRS reporting, treaty benefits, and multi-jurisdiction tax efficiency.
Tell us a little about your situation and we will be in touch within one working day to arrange a no-obligation call.